PREPURCHASE HOMEBUYER CLASSES

(Prepurchase Homebuyer Education Courses are not a community specific service....)

FACE TO FACE CLASSES AND ONLINE COURSE

FACE TO FACE CLASSES

Community Service Network, Inc.'s summer course will be held in July-August in partnership with Winchester Savings Bank in their community room located at 661 Main Street, Winchester, MA 01890

The classes will be held on Mondays and WednesdaysJuly 23, 2018; July 25, 2018; July 30, 2018, and August 1, 2018.
 
The classes will be held from 6:00pm to 9:30pm each evening.

ONLY PEOPLE WHO ARE PRE-REGISTERED

MAY ATTEND THESE CLASSES.
REGISTRATION WILL CLOSE EITHER  AT NOON ON FRIDAY, JULY 20, 2018 or upon the class being full.


All face to face first time home buyer courses:

Each of the four sessions will be held from 6:00 PM sharp to 9:30 PM.

This course is designed to help you learn about obtaining a mortgage, your credit, preparing for your down payment, getting ready to buy a house, working with your team of professionals, how to find “YOUR” house and how to find the best deal for you.

This course does include Lanlord-Tenant for Multi-family purchases.

The cost to participants is $50.00 per person (household) or co-residing couple for this course.

Upon completion of the four class sessions and submission of required assignments, attendees will be awarded Pre-Purchase First Time Home buyer certificates. (CSN is approved by HUD as a housing counseling agency-certificate qualifies for some financial product options.  CSN is a CHAPA Seal of Approval recipient.  If you are purchasing a multi-family home with an MHP loan product you will be required to complete an additional one on one counseling session with an MHP approved individual counselor.  At this time CSN is not an approved one on one counselor with MHP.) Certificates are valid for one year from the course completion date and may be renewed once within two years of the course completion date.  Renewals are done on an individualized basis.

Participants must be preregistered for the class.  (click on the homebuyer registration form below at the very bottom of the page-the form is removed when the class is full.)

Classes are limited to 20-25 participants (based on location size) on a first come first served basis. 

Please note, your payment of the cost of the course and submission of the registration form indicates that you understand the information above and your acceptance of those terms.  You will receive an email confirmation your registration form and payment have been received by CSN.  CSN is not able to issue refunds if you cannot attend the class.


Questions email brynadavis@csninc.org or call CSN at (781)438-9254






Registration is a 2 part process-Registration form + payment.  If you have any challenges making payment online first try utilizing the CHROME Browser for online payment if still having difficulties please use this link to make your payment https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=EHTQ3CRPHLKK

(Prepurchase Homebuyer Education Courses are not a community specific service....)


Online Prepurchase Homebuyer Course
(Hybrid Course-Online Modules plus 1 face to face meeting required)

If you are looking for education to understand the home buying process or you are in process of obtaining a loan to purchase a home, and you are unable to participate in one of our in-person Prepurchase Home Buyer classes, CSN offers an online hybrid version of the Prepurchase Homebuyer Course. (The online portion does not work well on a smart phone or tablet as it is too large and takes too long to buffer causing the program to crash and not work.  The online portion of the course needs to be completed on a desk top or laptop computer, you are required to either print or screenshot completion results and submit them prior to your face to face appointment. If you do not submit the online portion completion materials CSN will not be able to issue a completion certificate.)  This is an approved Masshousing and a Citizens’ Housing And Planning Association (CHAPA) course.  (CSN is approved by HUD as a local housing counseling agency-certificate qualifies for some financial product options.  CSN is a CHAPA Seal of Approval recipient.)

This class consists of 6 modules (319 slides,) each with its own quiz and a final assessment that must be passed with a score of 80% or above. Once finished with all six modules and the assessment, participants must complete the current and future-projected once in your new home budgets and submit them as well as, participate in a face to face appointment (in order to complete all additional curriculum plan for up to 4 hours for a single family; plan for up to 4 hours for a condominium; and plan for up to 5 hours for multi-family home purchase- depending upon participant questions) with one of CSN's  Home Buyer Counselors (typically face to face appointments consist of one household but it may be necessary due to volume of need to have 2 or 3 households participating in the face to face appointments together) at the CSN's offices.  (CSN's office hours are Monday through Friday 8:00am to 4:00pm)  It can take up to a week or two from when you complete the online component to complete the face to face component please plan accordingly.

This course costs $100 per person or per couple/household (2 adults) registering together for single family or condo.

Purchasing a 2 or 3 family home ....You can add an additional certification for multi-family homes for an additional $25 per person or per couple/household (2 adults) registering together. (Also, plan on an additional hour for your face to face appointment-plan for 4 hours) 
If you are purchasing a multi-family home with an MHP loan product you will be required to complete an additional one on one counseling session with an MHP approved individual counselor.  At this time CSN is not an approved one on one counselor with MHP.

To register, please sign up below, and email your completed registration form (link below) to Bryna Davis at brynadavis@csninc.org You will receive an email with the link to the online course and further instructions within 24 hours of registration and confirmation of payment. (During regular business hours ... holidays and weekends excluded.)  The course must be completed within one year of registration in order to receive a certificate.  (Completion of both the online portion with submission of completion materials and attending the face to face appointment is required for course completion.)   Certificates are valid for one year from completion and are able to be renewed once.

Please note, your payment of the cost of the course and submission of the registration form indicates that you understand the information above and your acceptance of those terms.  CSN is not able to issue refunds once course has been logged into.

IF YOU ALREADY HAVE A FINANCING CONTINGENCY DATE AND/OR A CONSUMMATION/CLOSING DATE AND IT IS LESS THAN 3 WEEKS AWAY PLEASE CALL AND VERIFY APPOINTMENT AVAILABILITY PRIOR TO SIGNING UP FOR THE COURSE 781-438-9254.




        
Registration is a 2 part process-Registration form + payment.  If you have any challenges making payment online first try utilizing the CHROME Browser for online payment if still having difficulties please use this link to make your payment https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=EHTQ3CRPHLKK


PLEASE SUBMIT THE REGISTRATION FORM FOUND BELOW AS WELL.
REGISTRATION IS INCOMPLETE UNTIL BOTH THE PAYMENT AND A REGISTRATION FORM IS RECEIVED BY CSN.


THE LINKS BELOW CONNECT TO THE REQUIRED REGISTRATION PDF FORMS (Online-Hybrid/Face to Face)
AND DIRECTIONS FOR COMPLETING THE MONTHLY BUDGET/SPENDING PLAN, EXCEL OR PDF VERSIONS FOR MONTHLY SPENDING PLAN-BUDGET

ALSO THERE IS A LINK FOR A CLIENT TESTIMONIAL TITLED "CSN THANK YOU"
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Bryna Davis,
Jan 31, 2018, 5:45 AM
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Bryna Davis,
Jan 31, 2018, 5:44 AM
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Bryna Davis,
Jun 12, 2018, 9:05 AM
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Bryna Davis,
May 26, 2017, 10:19 AM
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Bryna Davis,
Apr 2, 2018, 7:48 AM
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